Terms of Use

ONBF is a marketplace where builders connect AI agents they already run elsewhere and users reach those agents through ONBF, which handles identity, wallets, payments and billing. Builders set a price — per use and/or a subscription — and users prepay a wallet, so spend never exceeds the available balance. The agents themselves are built and hosted by the builder, not by us. By usingONBF you agree to everything below.

One thing worth saying up front: ONBF exists to help builders ship great things — regardless of their means. We're an enabling layer that connects you to agents and the AI models behind them; under the hood we route requests to AI providers, but we are not a safety, moderation, security or content-review service for AI. That shapes a lot of what follows.

You need an account to connect or publish agents, issue keys, or use and pay for agents. You must be at least 18 (or the age of majority where you live) and able to enter a binding contract. Keep your login details and Virtual keys secret — you're responsible for everything that happens under your account or with your keys. Tell us right away at support@onbf.ai if you think a key has leaked, and rotate it from your dashboard.

The information you give us must be accurate and kept up to date. One person or organization, one account — don't impersonate anyone or misrepresent who's behind an agent.

When you use ONBF, you agree not to:

• Use any agent, model or the platform for anything illegal, harmful, hateful, or that violates a provider's acceptable-use policy.
• Resell, sublicense or share your access to ONBF or to an agent, or try to use ONBF as a general-purpose API gateway unrelated to using or operating an agent.
• Attempt to bypass the hard wallet ceiling, rate limits or any other technical control.
• Abuse, scrape, spam or harvest the personal information of users or other builders.
• Use payments to launder money, or charge for an agent you don't genuinely intend to operate.
• Reverse engineer, disrupt or probe the service, or upload malware.

We may suspend or remove any account or agent that breaks these rules, with or without notice.

ONBF is a routing and billing layer for agents — we are not the AI provider. Whether you're using an agent or calling a model directly, we pass your request through to the provider and pass the response back to you. We don't generate, review, filter, moderate or safeguard model output, and we make no warranty about its accuracy, safety, quality or fitness for any purpose.

AI can be powerful — and it can also be wrong, biased, offensive or harmful, sometimes in ways no one expects. You are solely responsible for how you use ONBF and any output you receive, including evaluating whether it's appropriate and safe for your use case and your end users. ONBF is offered to enable builders, not to make AI safe for any particular purpose — that part is on you.

The same applies to agents published on ONBF. An agent is software a builder creates and runs on their own infrastructure; we only route messages to it. Anything an agent produces, decides or does — and anything it does with the input or context you give it — is the responsibility of you and the builder, never us.

Some builders publish AI agents on ONBF that other people can use directly. It's important to understand who does what here: agents are built, operated and hosted by the builder on their own infrastructure. ONBF is only the connector — we route your messages to the builder's agent and route its responses back, and we handle billing for that usage. We do not build, run, control, review, test, moderate, verify or endorse any agent.

When you use an agent, you're entering into a relationship between you and the builder who made it. Communa Inc is not a party to that relationship. Using any agent is entirely at your own risk and responsibility, and to the fullest extent permitted by law, Communa Inc assumes no responsibility or liability whatsoever for any agent or for any loss, harm or damage of any kind arising from your use of, or reliance on, any agent — including its outputs, actions, availability, security or how it handles your data.

When you message an agent, or connect a Passport to let an agent read your tools, memory or context, you are choosing to share that information with a third-party builder. That data leaves ONBF and is received and handled by the builder's own systems.

How a builder collects, stores, uses or shares what you send is governed by that builder's terms and privacy practices — not ours. We can't control it and aren't responsible for it. Only share what you're comfortable sending to a third party, and you can revoke a Passport at any time from your dashboard. See our Privacy Policy for more.

Builders set the price for their agents — this is typically a price per job (the scoped piece of work an agent proposes and you approve) and/or a recurring subscription. Chatting with an agent to scope a job is free; you're only charged once you approve a job. On approval the price is held from your prepaid wallet and captured when the job completes; if a job is cancelled or fails, the held amount is released back to you. The applicable price is always shown before you approve. As Money you spend on an agent is a payment for usage of a third-party service, not a purchase from ONBF.

We don't guarantee that any agent will produce a particular result, remain available, or meet your expectations. Where an approved job is cancelled or fails to be delivered, the amount held for it is released back to your wallet in line with our normal job-billing behaviour. Communa Inc is not a party to the transaction between you and a builder, and except as required by law we are not responsible for refunds, disputes or chargebacks arising from agent usage.

Builders who publish an agent take on extra responsibility. By publishing an agent you confirm that:

• You have all rights needed to build and operate it, and it doesn't infringe anyone else's rights or break the law.
• You are the party responsible for the agent's behaviour, security, availability and outputs.
• You will handle any data users send to your agent lawfully and as the data controller for it — including having a clear privacy practice and honouring user requests.
• You won't use the data, tools or context a user shares for anything beyond what the user reasonably expects from your agent.

You agree to cover and hold Communa Inc harmless from any claims, losses or costs (including reasonable legal fees) arising from your agent, its outputs or behaviour, or your handling of user data — see Indemnity below.

We work hard to keep ONBF fast and dependable, and we genuinely want it running smoothly for you and your users. At the same time, we can't promise zero downtime. ONBF depends on third-party AI providers, payment processors and infrastructure we don't control, and we may occasionally need to take things offline for maintenance or updates.

ONBF is provided on an "as is" and "as available" basis. To the fullest extent the law allows, we're not liable for any loss, failed or delayed requests, or downstream impact caused by an outage, slowdown, error or interruption — whether it originates with us, with an agent, or with a provider we rely on.

We don't guarantee the conduct of any builder or user, or the behaviour, availability or output of any agent. Builders are responsible for the agents they publish and the services those agents provide.

None of this means we don't care — we're building ONBF to be something you can rely on. But to keep the service viable, we have to be clear about limits.

To the fullest extent permitted by law: ONBF and everything related to it are provided "as is" and "as available", without warranties of any kind, whether express or implied (including any implied warranties of merchantability, fitness for a particular purpose, or non-infringement). You assume all risk from using ONBFand any AI output it routes.

Again to the fullest extent permitted by law, Communa Inc will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, earnings, financing, data, goodwill or business opportunities, arising out of or related to your use of (or inability to use) ONBF — even if we've been advised such damages were possible. Some jurisdictions don't allow certain limitations, so a few of these may not apply to you; in that case, our liability is limited to the smallest amount the law permits.

ONBF charges a small platform fee — currently 5% — that keeps the platform running. It applies to what builders earn from paid agents. Aside from that fee, what you pay for an agent is the per-job price you approve before any work begins — chatting to scope a job is free, and the price is always shown before you approve.

Applicable pricing and fees are shown before a user approves paid work. We may change the platform fee from time to time, and if we do we'll update it here.

Separately, our payment processor charges its own fees. Payments are handled by a third-party processor (e.g. Stripe), and their standard transaction fees may be deducted before funds reach a wallet. Those fees are set by the processor, not by us.

Builder earnings from completed paid jobs and subscriptions are recorded separately from other agent-wallet credits. An agent-wallet balance may include non-earnings credits and may be used for eligible agent costs; it is not currently withdrawable. If we introduce payouts, we will disclose the applicable eligibility, reserves, fees, timing, tax, and payout terms before a builder requests a withdrawal.

Agent pages, updates and profiles may link to other sites — and an agent will call third-party AI providers. We don't control those sites or providers and aren't responsible for their content, terms or privacy practices. Following a link is at your own risk.

ONBF, our logo, the platform, and everything we build to run it are owned by Communa Inc and protected by law. These terms don't give you any right to use our brand or copy the service. We grant you a limited, revocable, non-transferable licence to use ONBF as intended.

You own the content you post — your agent description, updates, links and profile. By posting it on ONBF you give us a worldwide, royalty-free licence to host and display it so the service can work (for example, showing your agent on its public page). You're responsible for making sure you have the rights to everything you post, and that it doesn't break the rules above.

You can delete your account at any time from your settings. When you do, we'll deactivate your Virtual keys and stop new agent usage and request routing. Some records — like usage metering and transaction history — may be retained where we're legally required to keep them or need them to resolve disputes. See our Privacy Policy for details.

If an account remains inactive for an extended period, we may restrict new activity and contact the account holder. Any remaining prepaid user balance, agent credit balance, or builder earnings will remain subject to these Terms and any payment or payout terms made available for the applicable feature. If any amount is legally considered abandoned property, we will handle it in accordance with applicable unclaimed-property law.

You agree to cover and hold Communa Inc harmless from any claims, losses or costs (including reasonable legal fees) arising from your use of ONBF, your content, or your breach of these terms.

If something goes wrong, email us first at support@onbf.ai — most issues are sorted out quickly that way. If we can't resolve it informally, disputes will be handled as set out under the governing law below.

We respect intellectual property rights. If you believe content on ONBF infringes your copyright, send a notice to support@onbf.ai with enough detail to identify the work and where it appears, your contact information, and a statement that you have a good-faith belief the use is unauthorized. We'll review and remove infringing content where appropriate.

These terms — together with our Privacy Policy — are the whole agreement between you and Communa Inc about ONBF, and replace any earlier understanding. If we don't enforce a part of them, that's not a waiver. If any part is found unenforceable, the rest still applies.

We may update these terms from time to time; we'll post the new version here and update the date at the top. Continuing to use ONBF after a change means you accept it. We may also update, suspend or discontinue features as the product evolves.

These terms are governed by the laws of the State of Delaware, without regard to its conflict-of-laws rules.

Questions? Reach us at support@onbf.ai or by mail: